Terms of Service

 

Last Updated: February 2024

Please be advised that all calls with LeadtreeUSA, Inc. may be recorded or monitored for quality assurance and training purposes.

AGREEMENT BETWEEN USER AND LeadtreeUSA, Inc. – PLEASE READ THE TERMS OF SERVICE SET FORTH BELOW (THE “TERMS”) GOVERN YOUR USE OF THIS WEBSITE ON THE WORLD WIDE WEB (THE “SITE”) AND ARE LEGALLY BINDING ON YOU. IF YOU DO NOT AGREE WITH ANY OF THESE TERMS, DO NOT ACCESS OR OTHERWISE USE THIS SITE OR ANY INFORMATION CONTAINED ON THE SITE. YOUR USE OF THE SITE SHALL BE DEEMED TO BE YOUR AGREEMENT TO ABIDE BY EACH OF THE TERMS SET FORTH BELOW.

This Agreement includes a binding arbitration agreement. These Terms impact your legal rights, including an agreement to resolve disputes through arbitration on an individual basis. By using this Site, you agree that disputes related to information presented herein and the use of the Site will be resolved through binding arbitration, not in a court. Opt-out rights are available.

LeadtreeUSA, Inc. provides “The User” with access to its content, resources, education, tools for communication, public forums, commerce platforms, and other services through its network of websites, “The Service.” Access to “The Service” is subject to the following Terms of Service.

LeadtreeUSA, Inc. is not responsible for providing you with access facilities or equipment to its service. You understand and agree that “The Service” may include advertisements and sponsorships, which are necessary for LeadtreeUSA, Inc. to provide “The Service.” You also acknowledge that LeadtreeUSA, Inc. makes no representations about the suitability, reliability, availability, timeliness, and accuracy of the information, products, services, and related graphics within “The Service” for any purpose. “The Service” is provided “as is” without warranty of any kind. LeadtreeUSA, Inc. disclaims all warranties and conditions concerning “The Service.” Any lead that is not accepted by one of our Title Loan partners, may be offered an alternative solution of credit repair or other services that may help your situation.

LeadtreeUSA, Inc. is dedicated to making its programs and services available to all individuals without discrimination. The company ensures equal opportunity and access to its programs and services without discrimination based on race, color, religion, sex, marital status, citizenship, national origin, or ancestry. Discriminatory practices are strictly prohibited.

MODIFICATION OF THESE TERMS

LeadtreeUSA, Inc. reserves the right to change the terms, conditions, and notices under which “The Services” are offered. You are responsible for regularly reviewing these Terms of Service, including any changes/modifications incorporated by us from time to time. Your continued use of “The Service” constitutes your agreement to all such terms, conditions, and notices.

MODIFICATION TO “THE SERVICE”

LeadtreeUSA, Inc. reserves the right to modify or discontinue, temporarily or permanently, “The Service” (or any part of “The Service”) with or without notice to “The User” at any time and from time to time. “The User” agrees that LeadtreeUSA, Inc. shall not be liable to “The User” or any third party for any modification or discontinuance of the Service.

USER CONDUCT

“The Service” may include e-mail services, message boards, chat areas, newsgroups, forums, communities, and/or other message or communication facilities designed to enable you to communicate with others (collectively, “Tools for Communication”). You agree to use the Tools for Communication only for proper messages and material, related to the particular tool for communication. You also agree not to use “The Service” for any commercial purpose, including reselling and/or co-branding/private labeling.

As a condition of your use of “The Service,” you agree to provide true, accurate, current, and complete information about yourself as required by “The Service’s” registration form (Registration Information). You must maintain and promptly update the Registration Information. If you provide untrue, inaccurate, not current, or incomplete information, LeadtreeUSA, Inc. has the right to terminate the user account and refuse any current or future use of “The Service.” LeadtreeUSA, Inc. has the right to use/disclose the aggregate registration information to third parties for marketing services, subject to the privacy policy.

Usage Obligations

As a condition of your use of “The Service,” you will not use “The Service” for any illegal purposes. You will be solely responsible for the contents of transmissions made by you through “The Service.” You agree not to use “The Service” to obstruct or hinder other users, violate any applicable laws, impersonate any person or entity, interfere with or disrupt “The Service,” transmit unsolicited messages, upload unlawful content, or conduct any activity aiding terrorism.

LeadtreeUSA, Inc. has no obligation to observe and monitor “The Service” but reserves the right to review materials posted and remove any material. LeadtreeUSA, Inc. also reserves the right to terminate your access to any or all of “The Services” at any time, without notice, for any reason. LeadtreeUSA, Inc. reserves the right to divulge any information as necessary to satisfy applicable law, regulations, legal process, or governmental requests.

In consideration of the global nature of the World Wide Web, “The User” understands and agrees that technical processing of tools of communication is required to send and receive messages and comply with the technical requirements of connecting networks.

PRIVACY POLICY

Registration information and certain other information about you are subject to our Privacy Policy. For more information, see our privacy policy.

LIMITATION OF LIABILITY

You expressly understand and agree that LeadtreeUSA, Inc. shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages resulting from the use or inability to use the Service, the cost of procurement of substitute services, unauthorized access, or alterations of your transmissions, statements or conduct of third parties on the Service, or any other matter relating to the Service.

CONTENT SPINNING AND AUTOMATIC CONTENT REPUBLICATION

LeadtreeUSA, Inc. prohibits third parties from repurposing any of the content found on its website without express written consent. LeadtreeUSA, Inc. enforces its copyright and other intellectual property rights, proceeding against violators. Excerpts of up to 25 words of directly quoted text from any single article may be used for discussion purposes, linking back to the full article at www.titleloanmoney.com.

CONTENT PROVIDED TO THE SERVICE

LeadtreeUSA, Inc. does not claim ownership of the content you provide to the company. By providing content, you grant LeadtreeUSA, Inc. permission to use your submission in connection with their Internet businesses.

SMS and Auto Dialed Calls

By entering your contact information on www.titleloanmoney.com, you expressly request to receive information via telephone call, auto-dialer, pre-recorded messages, email, and text/SMS message. Consent is not required to purchase goods or services. You may opt-out by replying “stop” to any message. Message and Data Rates May Apply. Under
no circumstances will LeadtreeUSA, Inc. be responsible for fees that your wireless carrier or other third-parties may charge you for use of this Service.

DISPUTES AND ARBITRATION/CLASS ACTION WAIVER

Any dispute related to your use of this website or the Services shall be submitted to confidential, binding arbitration in Cheyenne, WY. LeadtreeUSA, Inc. may seek injunctive relief in any state or federal court in Wyoming regarding intellectual property rights. Arbitration will be conducted under the prevailing rules of the American Arbitration Association. The arbitrator’s award shall be binding and may be entered as a judgment. You may opt-out of this Agreement to Arbitrate within 30 days in writing.

 

DISCLAIMER: As our policy to make sure you know what we do and what are our limitations, we offer you these disclaimers. We are NOT A LENDER and we do not make short-term cash loans, title loans or credit decisions. We are a referral service and work only with licensed lenders/brokers.

We may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. We do not offer or service student loans.

Loan amounts by the lenders vary based on your vehicle and your ability to repay the loan.

Since we do not lend money directly we cannot offer you a solicitation for a loan, except in the state of California. In all other serviced states we may match you with a lender based on the information you provide on this website. We will not charge you for this service and our service is not available in all states. States that are serviced by this Web Site may change from time to time and without notice. Personal Unsecured Loans and Auto Title Loans are not available in all states and all areas.

Auto Title Loan companies typically do not have pre-payment penalties, but we cannot guarantee that every lender meets this standard. Small Business Loans typically do have pre-payment penalties and occasionally will use your car as collateral to secure the loan.

All lenders are responsible for their own interest rates and payment terms. Title Loan Money has no control over these rates or payments. Use of the words 'competitive' or 'reasonable' does not mean affordable and borrowers should use their own discretion when working directly with the lender.

The number of people who applied for a loan and we helped and those who received a loan is not the same. We cannot guarantee we will find a lender who will fund you. Just because you give us information on this website, in no way do we guarantee you will be approved for a car title loan or any other type of loan. Not all lenders can provide loan amounts you may see on this website because loan amounts are limited by state law and/or the lender. Some lenders may require you to use a GPS locator device on your car, active all the time. They may or may not pay for this or charge you for this. This is up to the lender and we have no control over this policy of the lender. Typically larger loans or higher-risk loans use a GPS.

In some circumstances, faxing may be required. Use of your cell phone to receive updates is optional.

Car Title Loans are expensive and you may have other ways to get funding that is less expensive. These types of loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a loan. Rejection reasons for loans are not disclosed to our firm and you may want to contact the lender directly.

Car Title Loan lenders are usually licensed by the State in which you reside. You should consult directly with these regulatory agencies to make sure your lender is licensed and in compliance. These agencies are there to protect you and we advise making sure any lender you receive money from is fully licensed.

LeadtreeUSA, Inc. dba Title Loan Money