Privacy Policy
Privacy Policy Effective: February 2024
Please be aware that for quality assurance and training purposes, all calls with the company may be recorded or monitored.
This Privacy Policy is applicable to www.titleloanmoney.com, owned and operated by LeadtreeUSA, Inc. (“Company”). It outlines the collection and use of personal information on our site. By using this site, you consent to this Privacy Policy, including information use and disclosure as described herein.
Arbitration Agreement: Note the binding arbitration agreement in our Online Terms of Service, impacting legal rights. Disputes concerning information and site use, including Privacy matters, are resolved through binding arbitration, not in court. Opt-out rights are available.
Collection and Use of Personal Information: We collect contact information, financial details, log data, and usage data when you sign up, contact us, or visit our website. This information is used for communication, service provision, and marketing.
Information Obtained from Third Parties: We may merge customer-provided data with marketing data from third parties to offer personalized services. Information sharing adheres to legal regulations.
Sharing of Information: Financial and credit information may be shared with affiliated companies for prescreening purposes. Information may be disclosed for transactions, contractual obligations, or to service providers as permitted by law. Opt-out options are available. By providing personal information on or through the Website, or in connection
with services provided by LeadtreeUSA, Inc. thereon or in connection therewith, you agree that:
• All the information you have provided is true and correct to the best of your knowledge;
• You are allowing LeadtreeUSA, Inc. and ANY third-party partners of LeadtreeUSA,
Inc. to contact you about products or services; and
• LeadtreeUSA, Inc. may buy, sell, rent, lease, share or provide other trusted third-party
companies of LeadtreeUSA, Inc. that you provided on this Website.
Cookies and Tracking Technologies: We use cookies and log files for website analysis. You can control cookie use at the browser level, but disabling cookies may limit certain features.
To the extent that third-parties may place advertising on the Website, such third parties may utilize cookies or other tracking technologies. We are not responsible for information collected by third parties in this manner, nor for the Credit Implications.
The operator of this website does not make any credit decisions. Independent, participating title loan companies and marketing partners that you might be connected with may perform credit checks in the form of a soft pull or hard pull with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine creditworthiness, credit standing and/or credit capacity. A soft pull is a type of credit inquiry that does not affect your credit score or appear on your credit report viewed by the title loan companies/marketing partners. These soft pulls are conducted to assess your current financial situation and aid in the eligibility process. Please note that soft pulls are different from hard pulls, which can impact your credit score. By submitting your information, you agree to allow participating title loan companies to verify your information and check your credit. Title Loans provided by independent, participating partners in our network are designed to provide Title Loan services to you.
Correcting and Updating Information: Upon request, we provide information about held personal data. Requests for correction, deletion, or non-sharing can be made to [email protected].
Data Retention: Information is retained while your account is active or as needed for legal obligations, dispute resolution, and contract enforcement.
Links to Other Websites: Our site may link to other sites with different privacy practices. Please review their privacy statements.
Security: We follow industry standards to protect personal information. Security measures are in place, though no online data transmission is 100% secure.
Notice to California Residents: California residents have additional rights. Refer to www.titleloanmoney.com’s California Privacy Notice for details.
Notice to Vermont Residents: Accounts with Vermont billing addresses are treated to limit information sharing as per regulations.
Notice to Nevada Residents: Nevada residents may request inclusion in our internal Do Not Call List by contacting [email protected].
Notice to Users Outside the United States: This policy covers information collected in the United States. International users acknowledge data transfer to the United States.
Protecting Children’s Privacy Online: The site is not directed to individuals under 13. Do not provide personal information. Contact us if mistakenly received.
Practices for Contacting You: LeadtreeUSA, Inc. values transparent advertising practices. We do not make unsolicited “cold calls.” If in doubt, call us directly.
Contact Information: For inquiries, contact [email protected] or write to LeadtreeUSA, Inc., 1603 Capitol Ave. #413A, Cheyenne, WY 82001.
Notification of Privacy Statement Changes: The Website’s policies, content, information, promotions, disclosures, disclaimers and features may be revised, modified, updated, and/or supplemented at any time and without prior notice at LeadtreeUSA, Inc. sole and absolute discretion. Changes to this Policy will be posted on the Website and LeadtreeUSA, Inc. will revise the “Effective” date at the top of this Policy. You should review this Policy each time you access the Website. If LeadtreeUSA, Inc. makes any material changes in the way it collects, uses, and/or shares personal information that may impact you, LeadtreeUSA, Inc. will notify you by prominently posting notice of the changes on this Website.
DISCLAIMER: As our policy to make sure you know what we do and what are our limitations, we offer you these disclaimers. We are NOT A LENDER and we do not make short-term cash loans, title loans or credit decisions. We are a referral service and work only with licensed lenders/brokers.
We may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. We do not offer or service student loans.
Loan amounts by the lenders vary based on your vehicle and your ability to repay the loan.
Since we do not lend money directly we cannot offer you a solicitation for a loan, except in the state of California. In all other serviced states we may match you with a lender based on the information you provide on this website. We will not charge you for this service and our service is not available in all states. States that are serviced by this Web Site may change from time to time and without notice. Personal Unsecured Loans and Auto Title Loans are not available in all states and all areas.
Auto Title Loan companies typically do not have pre-payment penalties, but we cannot guarantee that every lender meets this standard. Small Business Loans typically do have pre-payment penalties and occasionally will use your car as collateral to secure the loan.
All lenders are responsible for their own interest rates and payment terms. Title Loan Money has no control over these rates or payments. Use of the words 'competitive' or 'reasonable' does not mean affordable and borrowers should use their own discretion when working directly with the lender.
The number of people who applied for a loan and we helped and those who received a loan is not the same. We cannot guarantee we will find a lender who will fund you. Just because you give us information on this website, in no way do we guarantee you will be approved for a car title loan or any other type of loan. Not all lenders can provide loan amounts you may see on this website because loan amounts are limited by state law and/or the lender. Some lenders may require you to use a GPS locator device on your car, active all the time. They may or may not pay for this or charge you for this. This is up to the lender and we have no control over this policy of the lender. Typically larger loans or higher-risk loans use a GPS.
In some circumstances, faxing may be required. Use of your cell phone to receive updates is optional.
Car Title Loans are expensive and you may have other ways to get funding that is less expensive. These types of loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a loan. Rejection reasons for loans are not disclosed to our firm and you may want to contact the lender directly.
Car Title Loan lenders are usually licensed by the State in which you reside. You should consult directly with these regulatory agencies to make sure your lender is licensed and in compliance. These agencies are there to protect you and we advise making sure any lender you receive money from is fully licensed.
LeadtreeUSA, Inc. dba Title Loan Money